Alphabet Soup

E. Normis
Expert Member



Joined: October 12 2004
Location: United States
Online Status: Offline
Posts: 487

Posted: December 24 2004 at 11:18am | IP Logged

Looks like now we'll be spending xmas at the hospital. I took Derek's advice and had my 86 year old mother take sudafed before boarding her flight. Unbeknownst to me, or my poor mother, you can't take sudafed if you have pulmunary hypertension, which she does. At least that's what the attending physician in the emergency room has now told me.

Hopefully she will recover from this, and live to see next Christmas so we can do what we had planned this year.

While my religion does not permit me to say what I think of the enormis braying donkey I sincerely hope that if his mother ever recovers from his advice that she runs out from beneath his front porch and bites him.

Hydraulis writes

Posted: January 22 2005 at 4:35pm | IP Logged

Dear Sir or Madam, My name is (Joe, Uncle Normie, BILLS etc) and you are about to feel the wrath of a good old fashioned web-based tongue lashing via my particularly malicous metacarpals. Feel the BURN STIFFLER!!

Gafaw! I mean.. *coughs*.. What ... what a loser. I mean.. what have you done lately? Enough about you lets talk about me. *adjusts glasses* Did you know you're talking to captain of his highschool forensics and slow-pitch tee-ball team here?

You better yield to me or, well, I'm gonna type more anonymous comments and never reveal my true identity, for I'm pure pussy, hiding behind this here terminal.

My wife won't let me push the two twin beds together for a lil hanky panky anymore, plus I got bills up the wazzoo, so I'm gonna take out my frustrations on you!

Ciao!

P.S. You have made exactly 12 spelling errors and 36 errors in punctuation in the past 4 months. ROFL, OMFG, ALL THE ASTROGLIDE IN THE WORLD CAN'T HELP ME!

Just goes to show you that no matter how you cut it, debt collectors are an alphabet soup of jackassery.

Here is another question from another dumb debt collector.

"Is there a general answer regarding call strategies for 3rd party collectors that collect on average balances of only $370 with an average contingency of 33%?"

That means that they collect about 1/3 of the debts they get from their client creditors to collect on. That is true regardless of what the average balance of their accounts might be. Many can' t even do that good. So why should you let them browbeat you into being among the dumb 33% or less that pay them and end up getting their credit reports scalded as their "thank you" note?

And so the idiots play on. Here is some more of the crap. Sure does teach us what the level of intelligence of debt collectors is, don't it?

Hydraulis
Expert Member



Joined: October 14 2004
Location: United States
Online Status: Offline
Posts: 593

Posted: January 22 2005 at 4:22pm | IP Logged

E Normis, so ruff and tuff behind a computer screen. Hide away lil man.

You'd be crying like a Mayan bitch after a losing game of el juego de pelota if I got my hands on your personal info.

Average Joe wrote: this Anna Nicole of the message boards is the NUMBER ONE POSTER by number of [meaningless] posts here..

Still so funny that you can't grasp the concept of goofing off at work. I got paid good money to post most of that crap, either way I'm stuck on a computer for 10 hrs a day. Jackass.

Gramm-Leach-Bliley Act

What You Can Do to Protect Your Privacy

1. Be sure to opt-out of information sharing from all of your financial, brokerage, and insurance companies. Privacy Rights Now, a website operated by Ralph Nader and Remar Sutton, has detailed opt-out information, including sample letters to send to financial institutions.
2. Wherever possible, minimize the amount of personal data given to commercial or governmental entities. Do not release contact information where it is unnecessary. Do not give out your Social Security Number unless it is related for tax purposes, such as employment or opening a bank account.
3. Don't give out personal information on the phone, mail or through the Internet unless you have initiated the contact or know whom you are dealing with. Pretexters may pose as representatives of survey firms, banks, Internet service providers and even government agencies to get you to reveal your SSN, mother's maiden name, financial account numbers and other identifying information. Legitimate organizations with which you do business have the information they need and will not ask you for it.
4. Pay attention to your statement cycles and follow up with your financial institutions if your statements do not arrive on time.
5. Review your statements carefully and promptly and report any discrepancies to your institution immediately.
6. Keep items with your personal information in a safe place. Tear or shred your charge receipts, copies of credit application, insurance forms, bank checks and other financial statements.
7. Be mindful about where you leave personal information in your home, especially if you have roommates or are having work done in your home by others.
8. Add passwords to your credit card, bank and phone accounts.
9. Your credit report contains information on where you work and live, the credit accounts that have been opened in your name, how you pay your bills and whether you've been sued, arrested or have filed for bankruptcy. Checking your report periodically can help you catch mistakes and fraud before they wreak havoc on your personal finances.
10. Opt-out from the Credit Reporting Agencies (CRAs) pre-approved credit card offers. By calling 1-888-5OPTOUT (1-888-567-8688), you can stop most pre-approved credit card offers. However, you cannot opt-out from the sale of credit headers. Be sure to specify that you wish to be permanently removed from pre-approved credit card offers, otherwise you will be placed back on the recipient list in two years. To permanently opt-out, you will have to fill out a form that the CRA will mail to you.
11. Be aware of the price of marketing schemes, while they may convince you that conceding control of your personal data will bring offers of better products and services, for most people this does not translate into opportunity, but into more unwanted telemarketing calls, more junk mail, and more opportunities for sensitive information to make its way into the databases of online data brokers available to identity thieves, charities, investments and other schemes.

In the brayings of uncle normie he says that GLBA does not define such agencies as CHEXSYSTEMS as being under GLBA but the courts have ruled against him.