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CREDITWRENCH-TheTruth

This blog is dedicated to illustrating the depths of depravity to debt collectors and their cronies who infest various message boards spewing their spam, insults and filth can and do sink. They will stop at nothing to berate others while trying to elevate their own perceived worth.

Wednesday, February 02, 2005

CREDITWRENCH and the FCRA Part II

Unauthorized practice of law



So now he thinks that telling people what is plainly posted on an FTC government website is an unauthorized practice of law. Pure lunatics.

In advice to a poster regarding a collection agency reaging an account, and date of last activity for reporting purposes under the Fair Credit Reporting Act (FCRA), CREDITWRENCH CEO Bill Bauer made the following statement:

"That is a date set in stone by Congress and may not be changed for any reason whatever. If they do they got a big lawsuit coming."

However, today CREDITWRENCH CEO Bill Bauer, publicly admitted he knows nothing about the FCRA.

Two issues here. 1) Advising someone they have legal grounds on which to base a lawsuit constitutes unlicensed practice of law under Oklahoma statutes. 2)He's giving advice on the FCRA which he now admittedly knows nothing about.

posted by Uncle Normie at 10:00 AM

CREDITWRENCH and the FCRA Part I

CREDITWRENCH IS NOT
CREDIT REPAIR

Just read the post below by the enormous criminal. He finally got something right when he said
"I suppose it's because the simple answer is in the FCRA that he didn't know it. "

Of course I would not know anything about credit repair or the FCRA or how long it might take to get something removed from a credit report because I don't do credit repair and creditwrench is not a credit repair organization. Creditwrench has nothing to do with credit repair.

But here is what he brays about.

A poster on CREDITWRENCH recently asked how long it should take to fix an incorrect entry on her credit report. Not only did CREDITWRENCH fail to give the correct answer, which is clearly outlined in the Fair Credit Reporting Act, he wrote 9 paragraphs about his own credit woes.

I suppose it's because the simple answer is in the FCRA that he didn't know it. As proven on this blog numerous times, he prefers to make up his own answers as opposed to using applicable laws.

Creditwrench is not about credit repair and Bill Bauer does not claim to know anything about credit repair or FCRA. In fact, this author recommends that one stay as far away from any credit repair or message boards dealing with credit repair for the simple reason that attempting credit repair is about as likely to fail than it is to succeed.

Most jackasses have hit the hay

long before any 1:37 in the morning. This one likes to bray all night long too.

As usual, Uncle Normie's brayings are false and misleading.