CREDITWRENCH teaches a true jackanape.

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More misleading advice from UNCLE NORMIE

If you read the advertisements and message board postings of CREDITWRENCH CEO Bill Bauer, one of the excellent pieces of advice he hands out is "a paid collection is no better than an unpaid collection."

All lenders calculate a debt to income ratio (D/I ratio) when considering how much you can borrow. This simply means how much debt do you have vs. how much income you have. If the ratio is too high, you won't get the loan no matter how high your credit score may be.

What poor befuddled Uncle Norma fails to tell you Jackass blog is that people can and must force the information provider to remove their
negative information from the consumers credit reports before attempting to get new credit which is not at all difficult to do if one knows how to get the job done which poor befuddled Uncle Norma obviously does not know how to do. But, being a true jackanape he always fails to get it right but brays on anyway. Makes him look like he is knowledgeable and well informed which he obviously is not.


CREDITWRENCH CEO Bill Bauer stating that a paid collection is no better than an unpaid collection is false and misleading or at least so UNCLE NORMA would like you to believe by posting it on his Jackass blog, but of course is just the ignorant statements of a true imbecile who has the knowledge that it is wrong to mislead and misinform others but admits that he does not have the ability to stop doing so.

posted by creditwrench at 10:01 AM

However logical his ignoramus postings on his Jackass blog may seen, they lack the basic knowledge and understanding necessary to correctly inform anyone of anything.