Creditwrench-thetruth.com

I see that the fool who maliciously calls himself "creditwrench-thetruth" has now decided to bring his nonsense blog back up on line. He hasn't found anything new to post on it however. His tirades make little sense and their falsity is quickly revealed by simply visiting Allexperts.com and checking out the answers given by Creditwrench CEO Bill Bauer and you will soon see for yourself how ignorant and baseless the statements made by Enormis Debtor really are. Here is one such answer to a question posted by Kita.

Name: kita

Subject: constable trying to deliver on a credit card debt

Question: Hi. I was informed that the constable here tried to deliver a paper of some sort and all he would say was it was about a credit card. I was informed that I can be sued. I live in texas and are wondering what should i do..can they put a judgement on my home and also I have gas royalties paid to me monthly can they attach to that or my bank accounts or garnish my wages? is there any forms i can fill out to delay any of this? do I avoid the constable? i do have credit card debt i think in the ammount of 30 to 40,000 dollars and i did try and negotiate payment with them yrs ago due to unemployment but they wouldnt work with me and im sure now it has racked up. so what are my options and where do i find forms, and how do i find out where to send them .I do figure it is Asset Acceptance or something like that i did call them a few months ago about a charge that wasnt mine and they brought up alot of other stuff as well and well talked very ugly to me so i hung up..I have alot of bills and alot of health things going on which take my money for insulin and so forth and i know there are ways to do something with out filing bankrupsy...you seem very intellegent and informative and any info you can provide would be so helpfull..

thanks

kita

Answer: I'm pretty sure you called me on the phone this afternoon and we discussed this entire matter but I'll answer anyway.

I do appreciate your calling me. Can they take your oil and gas royalties? They can attach those if they find out you are getting them and yes, they can eventually force you to tell them about that in a garnishment hearing. If your home is homesteaded in Texas then it should be safe from liens. Do you avoid the constable? That's up to you but I sure wouldn't bake him a cake and invite him in. If he catches you in then you might as well take the summons. They will nail it on you one way or another sooner or later but in the meantime you might as well get all the time you can until they do hang it on you. Bankruptcy is a very poor thing to do. As a matter of fact, the new bankruptcy law has made it so much harder to file bk now that large numbers of people are simply walking away from their mortgages rather than filing BK and that is beginning to bite back by drastically adding to the home foreclosure problems the nation is already having. If they had left the BK laws alone and let people include their mortgages in bankruptcy and end up keeping their homes that would not have happened. The system wasn't really broke and they tried to fix it anyway and now it is coming back to haunt them in ways they never dreamed would happen.

And it could not have happened at a worse time for our economy. Bankruptcy never was a good option anyway. Creditwrench methods work in such a way that the same thing is accomplished with a lot lower price tag and is much better because it leaves on bad marks on your credit reports. All of that just confirms an old adage that says that government never has answers to the questions one needs answered. All they manage to do is create more questions which also remain unanswered for all practical purposes.