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CREDITWRENCH-TheTruth

This blog is dedicated to illustrating the depths of depravity to debt collectors and their cronies who infest various message boards spewing their spam, insults and filth can and do sink. They will stop at nothing to berate others while trying to elevate their own perceived worth.

Wednesday, February 23, 2005

CREDITWRENCH talks about Credit Repair

Credit repair stuff to be found on just about every forum and website dealing with that kind of stuff. Creditwrench has nothing to do with credit repair for the simple reason that although you might get your credit squeaky clean and a high FICO score with luck using the credit repair tricks you are doing absolutely nothing at all to prevent them from filing lawsuits on you. They can and do sue people who have very high FICO scores and good credit.

If you do decide to use credit repair tricks to help your score then do yourself a big favor and don't use any form letters you find on the internet. Make up your own and keep all that legalese crap out of them. If you use those form letters you may very well find a letter from the credit bureaus in your mailbox one day demanding to know what credit repair firm you are using and wanting to know if you want their help to file complaints on them.

Of course, if they send you that letter it will also tell you that they refuse to investigate your claim and a few of those form letters sent to credit bureaus can get your file tagged with a "hawk warning" which tells creditors that you may be using credit repair tricks to clean up your credit history.
That would be bad news indeed. Those are just some of the reasons Creditwrench never does credit repair and is not a credit repair organization despite what some on the internet want to claim.

So if you want to do credit repair, that's fine but handwrite your letters and make up your own wording, not that to be found on some of the credit repair websites or message boards.

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