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CREDITWRENCH-TheTruth

This blog is dedicated to illustrating the depths of depravity to debt collectors and their cronies who infest various message boards spewing their spam, insults and filth can and do sink. They will stop at nothing to berate others while trying to elevate their own perceived worth.

Sunday, January 30, 2005

America's FDCPA expert

The Enormis criminal continues to harp away on frivolous issues. He says that I have claimed the following:

Contrary to his self-indulgent titleing, CREDITWRENCH CEO Bill Bauer contintues to misquote the FDCPA. Another example is his statment:

"FDCPA states that violations of FDCPA are not viable or legal defenses"

It makes absolutely no difference who or what states that violations of FDCPA are not viable or legal defenses, it remains fact that they are not. If one is the target of a judgment by a creditor or collector the only question before the court is whether or not the debt is owed and by whom.

A claim that the debt collector has violated the law has nothing to do with whether or not the debt is owed or whether or not the proper person is being sued.

Debtors sometimes bring counter suits against the creditor but those are quite often dismissed by the court.

So, the statement still stands unrefuteable that violations of FDCPA are not viable defenses.

The enormis criminal is incorrect in his claims. We also know for a matter of fact that this criminal lives somewhere in the pacific time zone. He attempts to use an email address of unclenormie@oklahomacity.usa.com which has lead many to believe that he is a resident of Oklahoma or Oklahoma City. That is false and misleading as are all the rest of his droppings.

He is a fraud and a liar.